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Buy to Let Investment News: Buy to let lending 'becoming more available'
Buy to let mortgage lending appears to be more widely available now, but equity rates still remain relatively high.
This is the opinion of Alan Ward, chair of the Residential Landlords Association (RLA), who commented: "As well as this, some lenders are adding strange conditions, like LHA [local housing allowance] tenants are only allowed if payments are made to the tenant - which is contrary to RLA arguments and many tenant organisations who believe direct payments to landlords are safer."
He also noted that many landlords are opting for fixed-rate UK mortgage offers because rates can only go up from the present levels, which will happen when the Bank of England's Monetary Policy Committee decides to raise the base rate from its current standing of 0.5 per cent.
Mr Ward's comments came after haart announced that demand for buy to let funding has increased to 16.8 per cent this month, up from 10.9 per cent at the start of the year.
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