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Mortgage and Home Loan News: Number of buy-to-let mortgages available rises significantly
Moneyfacts has conducted research which shows that the mortgage market is getting much easier to navigate for landlords or potential landlords.
According to the financial website, the availability of buy-to-let mortgage products has risen in recent months and the rates on offer have become more competitive.
Indeed, in February last year there was a total of 386 buy-to-let mortgages on the market, but today that figure is almost 26 per higher at 486.
In February 2010, there were just 243 buy-to-let products on the market.
In terms of rates, the average buy-to-let mortgage stood at 5.31 per cent in 2010, it was 5 per cent last year and stands at 4.79 per cent today.
Louise Holmes, spokesperson for Moneyfacts.co.uk, said: “These latest figures, particularly a reduction in the average rate, should make pleasing and encouraging reading for landlords and property investors.”
The findings follow on from Mortgages for Business’ research which found that buy-to-let mortgages available up to 80 per cent LTV (loan to value) are on the increase.
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